Welcome To Dutchess County Regional Chamber of Commerce

Charles B. Merrill Office Products
Charles B. Merrill Office Products is you local source for all your office needs, including general office products, furniture, technology supplies & custom printing. Our family-owned business has been serving customers in the Hudson Valley for more than 60 years. For Chamber members, Merrill offers a one-time10 percent “savings on a single order of $50 or more. Merrill guarantees immediate and long-term savings along with free next day delivery with no order minimums, easy online ordering—and the kind of personal and knowledgeable service you expect from a local, family business. Let us do a free price analysis and demonstrate how you can start saving today. We will meet or beat any competitor’s pricing and honor all current/valid coupons. To ensure the lowest price, Merrill will create custom contracted pricing exclusively for all Chamber members. Call us today at 845-561-5439.

*Savings cannot be combined with any other offers.

CornerStone Telephone Company
Customer Sales and Customer Service professionals located in Poughkeepsie, NY provide Chamber members with outstanding service available only from a telecommunications company with a local presence here in the Hudson Valley. Members enjoy discounted rates on local, long distance, and data/internet equipment and services. Call Jeff Dodig to discuss your member benefits at 845-559-0505.

Design Intervention Studio
Design Intervention Studio, a full service design company, offers a $500 discount to members wishing to develop a web site. It provides consultation, custom page creation, navigation elements, image optimization, custom graphics, e-mail links, copy editing and more. The package is designed to get clients on-line quickly, easily and professionally. Visit www.designinterventionstudio.com or call 845-679-8052 and mention you are a chamber member to receive your discount.

Econnergy Energy Company, Inc.
Gain control over unpredictable energy bills with our special rate plans and promotions for Natural Gas and electricity.

3 Natural Gas Plans to choose from:

Plan #1 – Fixed rate plan
Econnergy recently purchased a large supply of Natural Gas at some of the lowest prices of the year. As a Poughkeepsie Chamber of Commerce member, you can lock in a Fixed rate and no matter how high natural gas prices go this winter, you still pay the same low fixed rate all year long.

Plan #2 – Rate Protection plan
You get Econnergy’s economical Variable rate every month! By adding a small premium, you lock in a rate ceiling and feel secure knowing that the variable rate you get each month will never exceed the rate ceiling.

Plan #3 – Variable rate plan with a rebate promotion (Promo Code: COM-10High)
You get flexible rates that vary monthly. Econnergy has the ability to negotiate prices on the open market and obtain highly competitive prices. In addition, chamber members will receive a one-time rebate check equal to 10% of the supply charges on their HIGHEST month’s natural gas bill.

Electricity Rate Plan
Variable Rate Plan with a rebate promotion (Promo Code: COM-10AVG)
You get flexible rates that vary monthly and receive a one-time rebate check equal to ten percent (10%) of the supply charges on one average monthly Electric bill, during your initial 12-months of service.

Tax-Free Delivery on your natural gas and/or electricity - You will not be charged sales tax (currently between 3%-9% in New York State) on the delivery portion of your utility bill! You can add that amount back to your bottom line!

Promotional terms and conditions: Call for detailsTo take advantage of this offer please contact us and be sure to reference the above promo codes.

Contact:
Company Name: Econnergy Energy Company, Inc.
Contact Name Mr. Robert J. Kane
PO Box 1020 - Spring Valley, NY Zip 10977
Phone: (914) 204-2425
Email: kaner@econnergy.com

Hudson Valley Help Wanted
Chamber members receive a 15% discount on regular prices for help wanted listings on HudsonValleyHelpWanted.com. A promotional code must be entered at the time of listing to receive this discount.

Nicolis Insurance Agency / Allstate Life of New York
Chamber members receive simplified issue on supplemental life and disability insurance. No minimum lives or employee percentages required. No doctors’ exams or medical tests. Benefits are available to all members, employees and spouses. Contact Tony Nicolis directly at 845-471-9611.

NuMony Technology
All Chamber members are eligible to receive discounts on rates and fees for credit card processing (a guarantee of a minimum of 20% savings) along with no application or conversion fees. A free analysis is available (no obligation) on current credit card processing cost and free training is available for staff.

Petro Oil
Petro Oil has been providing home heating oil and superior service to the residents of Dutchess County for over 103 years. In addition to fuel delivery and service to keep you warm in the winter, we provide air conditioning services to keep you cool in the summer. We are proud to be Dutchess County's #1 choice for home heating oil and services.

A new Exclusive Member Benefit to chamber members, their employees and family members include $100 in FREE OIL and 50% off a service contract for all new automatic delivery customers in Dutchess County. Everyone benefits in this program and we are very excited to be affiliated with the Poughkeepsie Area Chamber of Commerce.

Please call or email (sscianna@petroheat.com) Shawn Scianna at 845-437-0756 to sign-up or for inquiries.

Staff-Line, Inc.
Staff-Line, Inc., a Professional Employer Organization (PEO), offers qualified human resources management support for HR or office managers. Merge payroll, benefits, workers’ compensation, HR/risk management into a single, cost-effective source. New client set-up fees are waived for all new clients that are Chamber members. Call for a free evaluation!

SATOP
The Space Alliance Technology Outreach Program (SATOP) is funded by a grant from NASA, and offers up to 40 hours of FREE engineering assistance to small businesses, to help them solve technical challenges. Small business (under 500 employees) owners can identify existing technical challenges and submit their request which SATOP will evaluate to make sure it meets the necessaery criteria for assistance. Specific requirements can be found online at www.SpaceTechSolutions.com. Please contact Stephanie Seymour at (845) 454-1700 ext. 1022 for an application.

SATOP's engineering expertise is in the chemical, environmental, materials, electrical, manufactuiring, and mechanical fields. They do not accept software or information technology requests.

International Travel Medical Insurance
International Medical Group (IMG) offers medical security to travelers and international citizens in more than 150 countries. They are available 24 hours a day for medical emergencies, including medical evacuation; online enrollment and fulfillment, a complete portfolio of health plans including medical, dental, vision, and life, and much more. This program offers short and long term health insurance for people who may be traveling soon and need coverage such as,
--International vacationers
--Graduating seniors going to Europe
--65+ traveling that Medicare does not cover
--U.S. firms sending executives abroad or bringing them to the U.S.
--Relatives visiting from overseas
--Families sponsoring exchange students

There is a program that offers medical emergency transportation to a qualified medical facility. Most health plans do not provide coverage "overseas" and for the short period of time most people are away.

For more information, please contact Russ Bock of the Russell Bock Agency, Inc. at 845-635-3352.

The Chamber offers a variety of health care plans that can be matched to your individual needs.

HMO healthcare choices include Capital District Physicians Health Plan and MVP Health Plan(administered by Tri-County Planning Services, Inc.). The following is a breakdown of coverage highlights and monthly premiums:

MVP Health Plan – HMO

In addition to their extensive network of private practice physicians, their HMO plan features:

Option #1
• No lifetime maximum and no annual deductible
• $15 co-payment for physician office visits.
• Hospitalization covered in full with a $240 co-payment.
• Comprehensive surgical, laboratory and x-ray coverage
• Physical exams covered in full with $15 co-payment.
• Gynecological exams, including pap tests covered in full with $15 co-payment.
• $20 prescription card ($20 Brand/$5 Generic with a $100 deductible per member).
• Worldwide emergency coverage.
• Dependent coverage to age 25.

For 2 or more employees: Single $502.43 Family $1,307.65
Sole Proprietor(one man group) Single $577.79 Family $1,503.79

Option #2
• $25 co-payment General Practice
$40 co-payment Specialist Practice
• Hospitalization covered in full with $500 co-payment.
• $30 prescription card ($30 Brand/$10 Generic with $100 deductible per member)

For 2 or more employees: Single $416.43 Family $1,083.79
Sole Proprietor(one man group) Single $478.88 Family $1,246.35

MVP Health Plan – EPO

MVP’s Hybrid EPO offers a large network of providers with no referrals.
Single Family
Annual Deductible: $500 $1,250
15% Coinsurance Maximum: $1,500 $3,750

Well Baby, Child Care & Immunizations covered in full (per schedule)

MVP covers 85% of allowable charges after deductible has been met. Some highlights are:
• Hospital (inpatient and outpatient)
• Skilled Nursing Facility (60 days/contract year)
• Ambulance
• Diagnostic Lab & X-ray/hospital
• Physician Office Visits $40 Copay
• Emergency Care $200 Copay
• Urgent Care Facility $40 Copay
• Chiropractic Benefit $40 Copay
• Office Surgery $40 Copay
• Adult Annual Physical - (NO CHARGE)
• Annual Mammography & pap test (NO CHARGE)
• Diagnostic testing as preventive care (depends on where testing takes place)
• Hi-Tech Imaging Service $150 Copay
• Well Child Care Services (NO CHARGE) per MVP guidelines

Prescription dug card offers $10, $30, and $50 Copays with a $4,000 annual maximum per person.

For 2 or more employees: Single $378.93 Family $990.31
Sole Proprietor (one man group) Single $435.77 Family $1,138.85

Capital District Physician’s Health Plan (CDPHP)

CDPHP is comprised of a network of independent physicians located throughout the Hudson Valley and Albany.

Highlights of CDPHP – HMO
• $25 co-payment General Practice
$40 co-payment Specialist Practice
• No charge for well child care and immunizations up to age 19.
• Hospitalization covered in full with a $500 co-payment.
• $75 co-payment for outpatient surgery.
• $100 co-payment for worldwide emergency room care.
• Prescription drug coverage at 50% of CDPHP’s cost.
• Dependent coverage to age 19; full-time student coverage to age 25.

For 2 or more employees: Single $373.68 Family $958.50
Sole Proprietor(one man group) Single $425.99 Family $1,092.67

CDPHP – EPO

This low deductible EPO offers a network of providers with no referrals. (The option for a Health Savings Account is not available with a low deductible EPO). Domestic Partner Rider included.
Single Family
Annual Deductible: $500 $1,250
20% Coinsurance Maximum: $2,000 $5,000
Office Visit co-payment is $25.
Allergy Injections, Annual Adult Physical, Newborn Nursery, Well Child, Annual Gyn Office Visit, Diagnostic Testing as preventive care covered in full, not subject to deductible.
Prescription drugs: $4 Generic/50% Brand, not subject to deductible.
Inpatient Hospital covered at 80% after deductible.

For 2 or more employees: Single $300.35 Family $770.41
Sole Proprietor (one man group) Single $342.42 Family $878.31

CDPHP – High Deductible PPO (no referrals; your choice of providers)

Annual Deductible (family deductible may be met by any combination of one or more family members:
Single Family
In Network: $2,700 $5,400
Out of Network: $5,000 $10,000

Annual Maximum Benefit: $1,000,000
Covered in full not subject to deductible:
• Annual adult physical
• Well child care
• Annual Gyn visit
• Diagnostic testing as preventive care
This option qualifies for a health savings account.
Prescription drugs: $4 Generic/50% co-insurance Brand once deductible is met. Dependent coverage to age 19 & full time student to age 25.

For 2 or more employees: Single $203.27 Family $521.40
Sole Proprietor(one man group) Single $231.74 Family $594.41

Limited Medical Insurance

Medical Care Plan Overview
• Doctor Visits • Diagnostic, X-Ray & Lab Benefit (DXL) • Wellness Care • Prescription Discount Card
• PPO Network Repricing for Doctor and Outpatient Services
Hospitalization

• Daily Hospital Confinement
• Semi-private room & board • Use of operating & recovery rooms • Surgical Benefits (same benefit inpatient & outpatient)
• Use of intensive & special care units
• Approved medications (in-hospital)
• Routine nursery care for newborn • Outpatient surgery facilities
• “The Solution CardTM” Discount Plan
• Cigna PPO Discount Dental Plan

Wrap Plan Highlights
• Guaranteed Renewable
• Voluntary Group Plan: no participating percentage required
• Guaranteed Issue to 1099 workers & Sole Proprietors
• Assignable Benefits
• Stable Rates
• First Dollar Coverage (No Copays)
• HIPAA Compliant with portability
• Fully insured by B+ rated carrier
• Two Plans: Value & Platinum

HIPAA Compliant
Persons who exit the plan will receive a HIPAA Certificate. If you exit this plan after 12 months you will receive full credit toward a major medical plan’s pre-existing condition limitation. If you enter the plan with a valid HIPAA Certificate you will receive credit toward this plan’s preexisting condition limitation.

Please contact Rob Ranieri of Rose and Kiernan, Inc. at
(845) 471-2113, ext. 4151 for schedule and rates for the Limited Medical Insurance.

CIGNA Dental Plan

Cigna’s Dental Plan is a managed care dental program which operates through a network of participating dentists.

Highlights of the plan feature:
• No annual deductibles.
• No annual or lifetime maximums.
• No charge for most preventive and diagnostic services.
• Co-payments for fillings, bridges, dentures, crowns and orthodontic care.
• No claim forms.
• Dependent coverage to age 19; full time student coverage to age 25.

Quarterly premiums:
Single: $68.34
Two Family Members: $139.35
Full Family: $205.29

For more detailed information regarding any of the above plans (MVP, CDPHP, and CIGNA, please contact Tri-County Services at 845-471-8200. Your eligibility must first be confirmed with Member Services at the Dutchess County Regional Chamber of Commerce, 845-454-1700 ext. 1022.

Market Analysis
Are you uncertain about the employee benefit marketplace? Who is the best carrier and/or strongest plan for my company. Let the Dutchess County Regional Chamber of Commerce help you make the right decision. With access to all carriers including Empire Blue Cross Blue Shield, Guardian, Health Net, Delta Dental, Ameritas, Met Life and Reliance (to name just a few) and all plan designs including Health Savings Accounts and Health Reimbursement Accounts, we can help direct you to make the best choice for your organization. Please contact Rob Ranieri of Rose and Kiernan at 845-471-2113x4151 for a free review.


	Exclusive Member Services Charles B. Merrill Office Products Charles B. Merrill Office Products is you local source for all your office needs, including general office products, furniture, technology supplies & custom printing. Our family-owned business has been serving customers in the Hudson Valley for more than 60 years. For Chamber members, Merrill offers a one-time10 percent “savings on a single order of $50 or more. Merrill guarantees immediate and long-term savings along with free next day delivery with no order minimums, easy online ordering—and the kind of personal and knowledgeable service you expect from a local, family business. Let us do a free price analysis and demonstrate how you can start saving today. We will meet or beat any competitor’s pricing and honor all current/valid coupons. To ensure the lowest price, Merrill will create custom contracted pricing exclusively for all Chamber members. Call us today at 845-561-5439. Savings cannot be combined with any other offers. CornerStone Telephone Company* Customer Sales and Customer Service professionals located in Poughkeepsie, NY provide Chamber members with outstanding service available only from a telecommunications company with a local presence here in the Hudson Valley. Members enjoy discounted rates on local, long distance, and data/internet equipment and services. Call Jeff Dodig to discuss your member benefits at 845-559-0505. Design Intervention Studio Design Intervention Studio, a full service design company, offers a $500 discount to members wishing to develop a web site. It provides consultation, custom page creation, navigation elements, image optimization, custom graphics, e-mail links, copy editing and more. The package is designed to get clients on-line quickly, easily and professionally. Visit www.designinterventionstudio.com or call 845-679-8052 and mention you are a chamber member to receive your discount. Econnergy Energy Company, Inc. Gain control over unpredictable energy bills with our special rate plans and promotions for Natural Gas and electricity. 3 Natural Gas Plans to choose from: Plan #1 – Fixed rate plan Econnergy recently purchased a large supply of Natural Gas at some of the lowest prices of the year. As a Poughkeepsie Chamber of Commerce member, you can lock in a Fixed rate and no matter how high natural gas prices go this winter, you still pay the same low fixed rate all year long. Plan #2 – Rate Protection plan You get Econnergy’s economical Variable rate every month! By adding a small premium, you lock in a rate ceiling and feel secure knowing that the variable rate you get each month will never exceed the rate ceiling. Plan #3 – Variable rate plan with a rebate promotion (Promo Code: COM-10High) You get flexible rates that vary monthly. Econnergy has the ability to negotiate prices on the open market and obtain highly competitive prices. In addition, chamber members will receive a one-time rebate check equal to 10% of the supply charges on their HIGHEST month’s natural gas bill. Electricity Rate Plan Variable Rate Plan with a rebate promotion (Promo Code: COM-10AVG) You get flexible rates that vary monthly and receive a one-time rebate check equal to ten percent (10%) of the supply charges on one average monthly Electric bill, during your initial 12-months of service. Tax-Free Delivery on your natural gas and/or electricity - You will not be charged sales tax (currently between 3%-9% in New York State) on the delivery portion of your utility bill! You can add that amount back to your bottom line! Promotional terms and conditions: Call for detailsTo take advantage of this offer please contact us and be sure to reference the above promo codes. Contact: Company Name: Econnergy Energy Company, Inc. Contact Name Mr. Robert J. Kane PO Box 1020 - Spring Valley, NY Zip 10977 Phone: (914) 204-2425 Email: kaner@econnergy.com Hudson Valley Help Wanted Chamber members receive a 15% discount on regular prices for help wanted listings on HudsonValleyHelpWanted.com. A promotional code must be entered at the time of listing to receive this discount. Nicolis Insurance Agency / Allstate Life of New York Chamber members receive simplified issue on supplemental life and disability insurance. No minimum lives or employee percentages required. No doctors’ exams or medical tests. Benefits are available to all members, employees and spouses. Contact Tony Nicolis directly at 845-471-9611. NuMony Technology All Chamber members are eligible to receive discounts on rates and fees for credit card processing (a guarantee of a minimum of 20% savings) along with no application or conversion fees. A free analysis is available (no obligation) on current credit card processing cost and free training is available for staff. Petro Oil Petro Oil has been providing home heating oil and superior service to the residents of Dutchess County for over 103 years. In addition to fuel delivery and service to keep you warm in the winter, we provide air conditioning services to keep you cool in the summer. We are proud to be Dutchess County's #1 choice for home heating oil and services. A new Exclusive Member Benefit to chamber members, their employees and family members include $100 in FREE OIL and 50% off a service contract for all new automatic delivery customers in Dutchess County. Everyone benefits in this program and we are very excited to be affiliated with the Poughkeepsie Area Chamber of Commerce. Please call or email (sscianna@petroheat.com) Shawn Scianna at 845-437-0756 to sign-up or for inquiries. Staff-Line, Inc. Staff-Line, Inc., a Professional Employer Organization (PEO), offers qualified human resources management support for HR or office managers. Merge payroll, benefits, workers’ compensation, HR/risk management into a single, cost-effective source. New client set-up fees are waived for all new clients that are Chamber members. Call for a free evaluation! SATOP The Space Alliance Technology Outreach Program (SATOP) is funded by a grant from NASA, and offers up to 40 hours of FREE engineering assistance to small businesses, to help them solve technical challenges. Small business (under 500 employees) owners can identify existing technical challenges and submit their request which SATOP will evaluate to make sure it meets the necessaery criteria for assistance. Specific requirements can be found online at www.SpaceTechSolutions.com. Please contact Stephanie Seymour at (845) 454-1700 ext. 1022 for an application. SATOP's engineering expertise is in the chemical, environmental, materials, electrical, manufactuiring, and mechanical fields. They do not accept software or information technology requests. International Travel Medical Insurance International Medical Group (IMG) offers medical security to travelers and international citizens in more than 150 countries. They are available 24 hours a day for medical emergencies, including medical evacuation; online enrollment and fulfillment, a complete portfolio of health plans including medical, dental, vision, and life, and much more. This program offers short and long term health insurance for people who may be traveling soon and need coverage such as, --International vacationers --Graduating seniors going to Europe --65+ traveling that Medicare does not cover --U.S. firms sending executives abroad or bringing them to the U.S. --Relatives visiting from overseas --Families sponsoring exchange students There is a program that offers medical emergency transportation to a qualified medical facility. Most health plans do not provide coverage "overseas" and for the short period of time most people are away. For more information, please contact Russ Bock of the Russell Bock Agency, Inc. at 845-635-3352. The Chamber offers a variety of health care plans that can be matched to your individual needs. HMO healthcare choices include Capital District Physicians Health Plan and MVP Health Plan(administered by Tri-County Planning Services, Inc.). The following is a breakdown of coverage highlights and monthly premiums: MVP Health Plan – HMO In addition to their extensive network of private practice physicians, their HMO plan features: Option #1 • No lifetime maximum and no annual deductible • $15 co-payment for physician office visits. • Hospitalization covered in full with a $240 co-payment. • Comprehensive surgical, laboratory and x-ray coverage • Physical exams covered in full with $15 co-payment. • Gynecological exams, including pap tests covered in full with $15 co-payment. • $20 prescription card ($20 Brand/$5 Generic with a $100 deductible per member). • Worldwide emergency coverage. • Dependent coverage to age 25. For 2 or more employees: Single $502.43 Family $1,307.65 Sole Proprietor(one man group) Single $577.79 Family $1,503.79 Option #2 • $25 co-payment General Practice $40 co-payment Specialist Practice • Hospitalization covered in full with $500 co-payment. • $30 prescription card ($30 Brand/$10 Generic with $100 deductible per member) For 2 or more employees: Single $416.43 Family $1,083.79 Sole Proprietor(one man group) Single $478.88 Family $1,246.35 MVP Health Plan – EPO MVP’s Hybrid EPO offers a large network of providers with no referrals. Single Family Annual Deductible: $500 $1,250 15% Coinsurance Maximum: $1,500 $3,750 Well Baby, Child Care & Immunizations covered in full (per schedule) MVP covers 85% of allowable charges after deductible has been met. Some highlights are: • Hospital (inpatient and outpatient) • Skilled Nursing Facility (60 days/contract year) • Ambulance • Diagnostic Lab & X-ray/hospital • Physician Office Visits $40 Copay • Emergency Care $200 Copay • Urgent Care Facility $40 Copay • Chiropractic Benefit $40 Copay • Office Surgery $40 Copay • Adult Annual Physical - (NO CHARGE) • Annual Mammography & pap test (NO CHARGE) • Diagnostic testing as preventive care (depends on where testing takes place) • Hi-Tech Imaging Service $150 Copay • Well Child Care Services (NO CHARGE) per MVP guidelines Prescription dug card offers $10, $30, and $50 Copays with a $4,000 annual maximum per person. For 2 or more employees: Single $378.93 Family $990.31 Sole Proprietor (one man group) Single $435.77 Family $1,138.85 Capital District Physician’s Health Plan (CDPHP) CDPHP is comprised of a network of independent physicians located throughout the Hudson Valley and Albany. Highlights of CDPHP – HMO • $25 co-payment General Practice $40 co-payment Specialist Practice • No charge for well child care and immunizations up to age 19. • Hospitalization covered in full with a $500 co-payment. • $75 co-payment for outpatient surgery. • $100 co-payment for worldwide emergency room care. • Prescription drug coverage at 50% of CDPHP’s cost. • Dependent coverage to age 19; full-time student coverage to age 25. For 2 or more employees: Single $373.68 Family $958.50 Sole Proprietor(one man group) Single $425.99 Family $1,092.67 CDPHP – EPO This low deductible EPO offers a network of providers with no referrals. (The option for a Health Savings Account is not available with a low deductible EPO). Domestic Partner Rider included. Single Family Annual Deductible: $500 $1,250 20% Coinsurance Maximum: $2,000 $5,000 Office Visit co-payment is $25. Allergy Injections, Annual Adult Physical, Newborn Nursery, Well Child, Annual Gyn Office Visit, Diagnostic Testing as preventive care covered in full, not subject to deductible. Prescription drugs: $4 Generic/50% Brand, not subject to deductible. Inpatient Hospital covered at 80% after deductible. For 2 or more employees: Single $300.35 Family $770.41 Sole Proprietor (one man group) Single $342.42 Family $878.31 CDPHP – High Deductible PPO (no referrals; your choice of providers) Annual Deductible (family deductible may be met by any combination of one or more family members: Single Family In Network: $2,700 $5,400 Out of Network: $5,000 $10,000 Annual Maximum Benefit: $1,000,000 Covered in full not subject to deductible: • Annual adult physical • Well child care • Annual Gyn visit • Diagnostic testing as preventive care This option qualifies for a health savings account. Prescription drugs: $4 Generic/50% co-insurance Brand once deductible is met. Dependent coverage to age 19 & full time student to age 25. For 2 or more employees: Single $203.27 Family $521.40 Sole Proprietor(one man group) Single $231.74 Family $594.41 Limited Medical Insurance Medical Care Plan Overview • Doctor Visits • Diagnostic, X-Ray & Lab Benefit (DXL) • Wellness Care • Prescription Discount Card • PPO Network Repricing for Doctor and Outpatient Services Hospitalization • Daily Hospital Confinement • Semi-private room & board • Use of operating & recovery rooms • Surgical Benefits (same benefit inpatient & outpatient) • Use of intensive & special care units • Approved medications (in-hospital) • Routine nursery care for newborn • Outpatient surgery facilities • “The Solution CardTM” Discount Plan • Cigna PPO Discount Dental Plan Wrap Plan Highlights • Guaranteed Renewable • Voluntary Group Plan: no participating percentage required • Guaranteed Issue to 1099 workers & Sole Proprietors • Assignable Benefits • Stable Rates • First Dollar Coverage (No Copays) • HIPAA Compliant with portability • Fully insured by B+ rated carrier • Two Plans: Value & Platinum HIPAA Compliant Persons who exit the plan will receive a HIPAA Certificate. If you exit this plan after 12 months you will receive full credit toward a major medical plan’s pre-existing condition limitation. If you enter the plan with a valid HIPAA Certificate you will receive credit toward this plan’s preexisting condition limitation. Please contact Rob Ranieri of Rose and Kiernan, Inc. at (845) 471-2113, ext. 4151 for schedule and rates for the Limited Medical Insurance. CIGNA Dental Plan Cigna’s Dental Plan is a managed care dental program which operates through a network of participating dentists. Highlights of the plan feature: • No annual deductibles. • No annual or lifetime maximums. • No charge for most preventive and diagnostic services. • Co-payments for fillings, bridges, dentures, crowns and orthodontic care. • No claim forms. • Dependent coverage to age 19; full time student coverage to age 25. Quarterly premiums: Single: $68.34 Two Family Members: $139.35 Full Family: $205.29 For more detailed information regarding any of the above plans (MVP, CDPHP, and CIGNA, please contact Tri-County Services at 845-471-8200. Your eligibility must first be confirmed with Member Services at the Dutchess County Regional Chamber of Commerce, 845-454-1700 ext. 1022. Market Analysis Are you uncertain about the employee benefit marketplace? Who is the best carrier and/or strongest plan for my company. Let the Dutchess County Regional Chamber of Commerce help you make the right decision. With access to all carriers including Empire Blue Cross Blue Shield, Guardian, Health Net, Delta Dental, Ameritas, Met Life and Reliance (to name just a few) and all plan designs including Health Savings Accounts and Health Reimbursement Accounts, we can help direct you to make the best choice for your organization. Please contact Rob Ranieri of Rose and Kiernan at 845-471-2113x4151 for a free review.

Exclusive Member Services

The Chamber offers a variety of health care plans that can be matched to your individual needs.