Limited Medical Insurance

Limited Medical Insurance

Medical Care Plan Overview
• Doctor Visits • Diagnostic, X-Ray & Lab Benefit (DXL) • Wellness Care • Prescription Discount Card
• PPO Network Repricing for Doctor and Outpatient Services
Hospitalization

• Daily Hospital Confinement
• Semi-private room & board • Use of operating & recovery rooms • Surgical Benefits (same benefit inpatient & outpatient)
• Use of intensive & special care units
• Approved medications (in-hospital)
• Routine nursery care for newborn • Outpatient surgery facilities
• “The Solution CardTM” Discount Plan
• Cigna PPO Discount Dental Plan

Wrap Plan Highlights
• Guaranteed Renewable
• Voluntary Group Plan: no participating percentage required
• Guaranteed Issue to 1099 workers & Sole Proprietors
• Assignable Benefits
• Stable Rates
• First Dollar Coverage (No Copays)
• HIPAA Compliant with portability
• Fully insured by B+ rated carrier
• Two Plans: Value & Platinum

HIPAA Compliant
Persons who exit the plan will receive a HIPAA Certificate. If you exit this plan after 12 months you will receive full credit toward a major medical plan’s pre-existing condition limitation. If you enter the plan with a valid HIPAA Certificate you will receive credit toward this plan’s preexisting condition limitation.

Please contact Rob Ranieri of Rose and Kiernan, Inc. at
(845) 471-2113, ext. 4151 for schedule and rates for the Limited Medical Insurance.